Investing doesn’t start with a stock pick—it starts with a question: what are you really trying to build?
At Scepanovic & Associates, we know that high-net-worth investors aren’t looking for off-the-shelf portfolios. Your financial life is layered and complex. Investment planning should reflect that. Whether you're growing generational wealth, securing retirement income, or preparing for a major transition, your portfolio must align with your bigger picture.
And that’s exactly what we do: create investment strategies that fit into the rhythm of your life, not the other way around.
Investment planning starts with purpose
What matters most? Liquidity? Growth? Preservation? Our investment planning process begins with these conversations—not charts. Because the most effective portfolios are the ones built around your goals, values, and responsibilities.
Whether you're stepping away from your business, preparing to pass on wealth, or seeking financial independence, our job is to make your capital work for those objectives. Investments are a tool. We focus on using them wisely.
Tax-smart investing for long-term growth
You shouldn’t have to lose momentum to taxes. From capital gains to RRSP optimization and strategic asset location, we incorporate tax efficiency into every recommendation. Our investment advisors understand how to sequence withdrawals, time capital events, and structure accounts to keep more money working for you—quietly and effectively.
It’s about protecting your returns before they’re ever exposed.
Alternative investments for high-net-worth clients
Stocks and bonds have a place—but high-net-worth individuals often require more. More growth potential, more diversification, more protection from market volatility. That’s where alternative investments come in.
From private equity to real estate, structured notes to private lending, we help you explore non-traditional opportunities that are often only available to high-net-worth investors. These vehicles may be less familiar—but when applied correctly, they can be powerful allies in a well-balanced strategy.
We understand the risk, the illiquidity, the reward—and we’ll help you assess what fits.
Turn your portfolio into a retirement paycheque
You’ve spent years accumulating. Now, you need your money to return the favour.
We design income strategies that help high-net-worth individuals transition from growth mode to distribution without losing sleep—or returns. Think dividends, income funds, REITs, and systematic withdrawals designed to keep your lifestyle comfortable while preserving your capital base.
The goal is freedom, not frugality. You’ve earned this.
Investment planning that adjusts with your life
Life changes. Fast. Your investment plan has to keep up.
Whether you’re selling your business, entering retirement, or receiving an inheritance, we’re there to recalibrate. That might mean shifting risk exposure, rebalancing for new goals, or simply ensuring your portfolio aligns with your latest chapter.
We act as your financial sounding board—ready when you are, always looking ahead.
A true partnership with your investment advisor
We’re not here to talk jargon or push a product. We’re here to guide, clarify, and make smart decisions with you. As high-net-worth investment advisors, we bring strategy to the table, but we also bring listening.
That means responding to your concerns in plain language. It means building a relationship where your advisor understands your goals, your values, and your version of success.
Beyond returns: how your investments support your legacy
A strong investment plan isn’t just about accumulating more—it’s about protecting what matters.
Whether that’s funding a child’s education, supporting a philanthropic cause, or preparing the next generation to carry your financial values forward, we ensure your investments support the future you want to build. That’s wealth with meaning, not just momentum.
Experience that earns trust
With over three decades of experience, Scepanovic & Associates brings deep knowledge of markets, products, and investor psychology. Our clients aren’t coming to us for “the next big thing”—they’re coming to us for structure, confidence, and smart decision-making.
We’re proud to be advisors to professionals, entrepreneurs, and families who want clarity and control over their financial futures.