Life can change in an instant—or evolve gradually over time. Whether you're managing wealth as a business owner, stepping into financial decision-making for the first time, or navigating financial independence after a divorce, finding clarity about what comes next can feel overwhelming. At Scepanovic & Associates, we help women gain financial confidence, stability, and control by delivering personalized strategies designed to fit their unique circumstances.
Our approach is built on relationships. This commitment to continuity, care, and trust allows us to deliver financial guidance that’s deeply personal and free from sales pressure.
Your financial balancing act
Women are often responsible for more than just their own finances—they’re managing household budgets, supporting aging parents, and helping children or grandchildren financially. Combine this with career pauses for caregiving, longer lifespans, and wage gaps, and it’s no surprise that financial planning can feel overwhelming.
Whether you're balancing these responsibilities or stepping into financial independence for the first time, we simplify the process. We help you manage cash flow, reduce taxes, and structure your wealth to provide long-term security—ensuring your financial plan reflects your priorities.
Financial strategies for business owners and self-employed women
Running your own business brings freedom—but also financial uncertainty. Without employer-sponsored pension plans or predictable cash flow, securing your financial future requires strategic planning. We help business owners:
- Establish savings strategies that balance cash flow with long-term wealth building
- Plan for retirement without relying solely on the sale of your business
- Develop tax-efficient strategies to reduce liability and keep more of what you earn
From succession planning to maximizing corporate savings, we build strategies that allow your business to thrive while securing your financial well-being.
Managing retirement as a business owner
As an entrepreneur, retirement planning can easily take a back seat to the demands of running a business. We help self-employed women develop alternative pension strategies, investment plans that generate reliable income, and succession strategies to ensure your retirement doesn’t depend solely on a future business sale. With careful planning, your financial future becomes secure, structured, and fully within your control.
Overcoming the sandwich generation stress
Many women find themselves caring for aging parents while still supporting their children or grandchildren. This financial balancing act can feel impossible, especially when trying to maintain your own financial security. We create structured family financial plans that allow you to care for your loved ones without sacrificing your own stability. By developing strategies that manage cash flow, minimize taxes, and structure your wealth, we help you reduce financial stress during this challenging period.
Widow pensions and financial independence
Losing a spouse is life-altering, and the financial impact can feel just as overwhelming. Women who suddenly find themselves managing investments, pensions, and long-term planning often feel unsure where to start.
Our goal is to help you regain confidence in your financial future, ensuring you can move forward with clarity and control.
Empowering financial confidence
At Scepanovic & Associates, we know financial planning is about more than dollars and cents—it’s about creating security, peace of mind, and the freedom to live life on your own terms. Our focus is on building personalized strategies that simplify complex decisions and give you confidence in your financial future.
