Retirement isn’t just about the numbers—it’s about feeling confident that your wealth is working for you. At Scepanovic & Associates Private Wealth Management, we believe financial planning should be free from quotas, product sales pressure, or one-size-fits-all strategies. Instead, we build completely personalized plans that reflect your unique goals and concerns.
Our clients trust us because we focus on what matters most: delivering peace of mind every step of the way. Whether you’re preparing to retire or have already left the workforce, we’ll help you enjoy your wealth with confidence and security.
Unlike major financial institutions that push products to meet sales targets, our team is committed to serving your best interests—always. With no quotas driving our decisions, we focus solely on strategies that benefit you. We’re here to listen, provide guidance, and create plans that align with your values and vision for retirement.
Here’s how we help:
With people living longer than ever, planning for retirement means preparing for decades of spending. We help you build a financial strategy that supports you through the years ahead—whether that includes travel, hobbies, or helping family. By carefully structuring your investments and income streams, we ensure your wealth can sustain your lifestyle well into retirement.
Retirement planning isn’t just about making money—it’s about keeping it. Taxes can quietly erode your retirement savings if they aren’t managed strategically. We specialize in tax optimization strategies that help reduce your overall tax burden. By sequencing withdrawals effectively, maximizing tax credits, and using tax-efficient investments, we ensure you retain more of your hard-earned money.
Retirement requires a shift from growing wealth to generating reliable income. We build flexible, tax-efficient income strategies that adapt to your evolving needs. Whether it’s coordinating RRIF withdrawals, pension income, or dividend strategies, we ensure your income supports your lifestyle while preserving your savings for the long term.
Ensuring your wealth is passed down according to your wishes requires careful planning. Our estate strategies go beyond wills—we help you structure your assets to minimize taxes, protect your family, and maintain privacy. Whether you’re leaving wealth to children, grandchildren, or charitable causes, we’ll create a thoughtful plan that reflects your values.
Our personalized approach is built on three core principles:
We take a holistic view of your wealth management needs. From retirement and investment planning, insurance and tax efficiency strategies, we focus solely on what’s best for you. With a wide-array of solutions, we’re free to recommend strategies that genuinely align with your goals.
Retirement planning isn’t a one-time event; it’s an ongoing process. Our team is always available to answer your questions, provide insights, or adjust your plan as life changes. Clients appreciate knowing they can count on us when they need support.
We believe that financial planning isn’t just about spreadsheets—it’s about creating a plan that makes you feel secure. By taking the time to understand your concerns, family dynamics, and retirement vision, we build strategies that truly reflect what’s important to you.
At Scepanovic & Associates, we pride ourselves on building long-term relationships. Our clients know they can trust us to provide sound advice today, tomorrow, and throughout their retirement journey. Whether you’re adjusting to life without a paycheque or planning for future generations, we’re here to ensure your financial plan evolves with you.
